This article deserves to go viral. It's such an amazing piece. You've hit every nail on its head. It's a vicious cycle tbh - being poor means lesser oppurtunities and lesser knowledge which means becoming poorer and so on.
Educating the masses is the only way to help them. And no, not the pathetic excuse of formal education we have, but the things we actually need to know.
Financial illiteracy is one of the hugest problems of the world.
Btw I am super glad I stumbled upon your profile. You are a brilliant writer. Looking forward to reading more from you. You're a brilliant writer