Quite a few valid points but a lot of invalid ones as well. The 2% also covers exchange wallets WHICH manage millions of users.

And amid the pump-dumpers and whales are quite a few legit investors that believe in the technology.

And crypto WILL save the developing world. Infact, Cardano WANTS to do just that.

https://atalaprism.io/ check this out. ETH, ADA, and DOT, the founders of all three POS networks are visionaries wanting to change the world.

And every legit small project is again one with real life applications.

Crypto isn't so much "coins" as it is world-changing ideas and innovations