I get your point but timing the market is never worth it. You CANNOT time it.

A crash is coming? It's been coming for quite some time. It's always been coming.

But if you can ride out the wave, you'll land safely on shore. In ANY 20 year time period, the market has gone up, always.

It's just cycles. If I were you, I would atleast stay 50% invested and leave the rest in cash and fixed instruments.

But hey, if the stress is gone then that is all that matters. Mental peace >>>>>>>>> everything else